Should You Talk to the Insurance Company After a Car Accident in Arkansas?

Be very careful. In Arkansas, you are not required to give the at-fault driver's insurance company a recorded statement — and their first settlement offer is usually far less than your claim is worth. Before you say much of anything or sign anything, talk to an attorney.

After a wreck that wasn't your fault, the other driver's insurer calls fast — friendly, wanting a "quick statement," maybe floating a fast check. Remember whose side they're on: theirs. As we say on the radio, insurance companies are pushy, and frankly worse than debt collectors.

Keep three things in mind: you don't have to give a recorded statement to the other side's insurer; a payment for your car is not a settlement of your injuries — that check is only property damage, not your medical bills, lost wages, or pain and suffering; and evidence disappears fast — photos, vehicle positions, even the "black box" data inside modern cars can support your case, but only if someone preserves it before the cars are repaired. Let us deal with the adjusters so you can focus on healing — you work directly with our office, not a call center. Call (870) 793-7556.